Privacy Policy & Legal Disclaimer
A legal disclaimer
The content and materials provided through Noesis Ark (operated by Fokea Consulting Ltd, Hong Kong) are intended for educational and informational purposes only.
1. Educational Purpose Only
Our courses, materials, videos, and resources are designed to help children and families learn about money, decision-making, and other life skills in an engaging way.
They are not financial, investment, legal, tax, or professional advice.
Parents and guardians are encouraged to guide their children’s learning and use their own discretion when applying any concepts presented.
2. No Professional Relationship
Participation in our courses or communication with Noesis Ark does not create a professional advisory, client, or fiduciary relationship between you and Fokea Consulting Ltd.
3. Accuracy of Information
While we strive to ensure that all information on our website and within our courses is accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the content for any purpose.
Any reliance you place on such information is strictly at your own risk.
4. Limitation of Liability
Fokea Consulting Ltd and its affiliates, employees, or partners will not be liable for any loss, injury, or damage arising directly or indirectly from the use of our website, courses, or materials.
This includes (but is not limited to) financial loss, data loss, or reputational harm.
5. Third-Party Links and Resources
Our website and courses may include links to external websites or third-party content.
We do not control, endorse, or take responsibility for the content, privacy policies, or practices of any third-party websites or services.
6. Parental Responsibility
Our programs are designed for young learners.
Parents or guardians are responsible for monitoring their child’s use of our online content, including course enrolments and submissions.
We recommend that parents review all materials together with their child.
7. Changes to This Disclaimer
We may update this Legal Disclaimer from time to time.
Please review it periodically for any changes. Your continued use of our website and services indicates your acceptance of the latest version.
Privacy Policy
Last updated: November 2025
Welcome to Noesis Ark, a learning initiative owned and operated by Fokea Consulting Ltd, a Hong Kong-based company.
Your privacy matters to us. This policy explains how we collect, use, store, and protect your personal information when you interact with our website and online learning services.
1. Who We Are
Fokea Consulting Ltd (“we”, “us”, “our”) operates Noesis Ark, offering digital learning courses designed to inspire curiosity and lifelong learning.
If you have questions about this policy or your data, please contact us at:
2. What Information We Collect
We collect personal information that you provide directly to us, such as:
- Your name and contact details (email, phone number, address)
- Your child’s first name (for the purpose of generating course certificates)
- Information provided when you register for a course or sign up to our newsletter
- Payment and billing details when purchasing a course
- Any messages or feedback you send us
We do not collect sensitive personal information unless required and with your consent.
3. How We Collect Information
We collect data through:
- Website forms and registration pages
- Newsletter sign-ups and course enrolments
- Email or phone communication
- Cookies and analytics tools (see below)
4. How We Use Your Information
We use your information to:
- Register you or your child for our courses and deliver educational content
- Send important updates about your account or courses
- Process payments and issue receipts
- Improve our services and user experience
- Send newsletters or marketing communications (only if you’ve opted in)
- Comply with our legal obligations
You can unsubscribe from marketing emails at any time using the link in our emails.
5. Sharing Your Information
We may share your data with trusted third-party partners who help us operate our business — for example:
- Secure payment processors
- Email marketing platforms
- Website hosting and analytics providers
We do not sell or rent your personal data to anyone.
If required by law, we may disclose information to authorities or to protect our rights and users’ safety.
6. International Data Transfers
Because we operate globally, your data may be transferred and stored on secure servers outside your country, including Hong Kong.
We take steps to ensure these transfers comply with applicable data-protection laws and that your data remains protected.
7. Data Retention
We keep your personal data only as long as necessary to fulfil the purposes outlined in this policy or as required by law.
After that, your data is safely deleted or anonymised.
8. Your Rights
Depending on your location, you may have the right to:
- Access the personal data we hold about you
- Request corrections or deletion
- Withdraw consent for marketing communications
- Object to certain processing or request data portability
To exercise any of these rights, please contact us at [Insert email address].
9. Cookies and Tracking
We use cookies and similar technologies to improve our website and understand how visitors use it.
You can manage or disable cookies through your browser settings, but some site features may not function properly without them.
10. Data Security
We use appropriate technical and organisational measures to keep your data safe from loss, misuse, or unauthorised access.
However, no online platform can be 100% secure, and we encourage you to take precautions when sharing personal information online.
11. Children’s Privacy
Our courses are designed for educational purposes. We may collect a child’s first name solely for the purpose of issuing a course completion certificate.
We do not collect or store any other personal data about minors without parental consent.
If you believe we have collected such data, please contact us immediately and we will delete it.
12. Updates to This Policy
We may update this Privacy Policy from time to time.
When we do, we’ll post the new version on this page with an updated date.
Please check this page periodically to stay informed.
13. Contact Us
If you have any questions about this Privacy Policy or how we handle your data, please contact:
Fokea Consulting Ltd
Hong Kong SAR
